Passage One

The rich have traditionally passed their wealth on to their children. But an　increasing number of billionaires are choosing not to. The reason? They want their　children to live on themselves—and not to turn into spoiled successors.

Nicola Horlick or “supermum”, a famous British billionaire, owing to the fact that　she has high-flying jobs and five kids?has spent her career making a reported ￡250m.

She now seems determined to throw off large parts of it. She already gives away about　25% of her income each year; she has just revealed, in a report on the state of charity in　the city, that she will not be leaving most of the remainder to her children. “I think it is　wrong to give too much inherited wealth to children,” Horlick told the report’s authors.

“I will not be leaving all my wealth to my children because that would just ruin their　lives.”

She is by no means the first to go public with this conviction. Bill Gates has put an　estimated $30bn into the Bill and Melinda Gates Foundation. This was supplemented, in　2009, by another $24bn or so from his friend Warren Buffett.

Buffett has always been colorful, quotably clear on where he stands. His daughter　often tells a story of finding herself withou t change for a car parking ticket?her father　lent her $20, then promptly made her write him a check. “To suggest that the children of　the wealthy should be just as wealthy,” he has said, “is like saying the members of

America’s 2004 Olympic team should be made up only of the children of the 1980　Olympic team.”

Anita Roddick, the late founder of the Body Shop, told her kids that they would not　inherit one penny. The money that she made from the company would go into the Body　Shop Foundation, which isn’t one of those awful tax shelters, like some in America. It　just functions to take the money and give it away.

31.The billionaires mentioned in the passage don’t want to leave much of their wealth　to their children because ________.

A.they prefer to give their wealth to charity　B.they want their business to go on healthily

C.they believe too much wealth will harm their children

D.they hope their children can make more money themselves

32.What do we learn about Nicola Horlick?

A.She has already given away about 25% of her wealth.　B.She is the first one who declares to give away her wealth.

C.She will leave only a small portion of her wealth to her kids.　D.She inherited most of her wealth from her parents.

33.Buffett distinguishes himself for ________.

A.his clear-cut position　　B.being strict with his children

C.his talent in financial management　D.being a giant in the stock market

34.According to Buffett’s daughter, her father ________.

A.refuses to lend her money　　B.wants her to invest in the Olympic Games

C.never gives her more money than necessary　　D.always makes sure that she returns his money

35.It is implied in the last paragraph that some foundations are used by the rich to________.

A.provide shelter for the poor　　B.build good fame

C.avoid paying tax　　D.support their business

Passage Two

It is football time again. Currently, the qualifying rounds are being played to decide　which countries will send teams to the 2010 World Cup. Soccer is becoming more and　more popular on a worldwide scale and these qualifying legs are causing much　excitement.

The game is popular at club level as well. Many fans go every week to support　their team, whether the event is a home or away one, hoping to get a result. They all　hope an attacking game, with a lot of goals being scored. Obviously, they do not want to　see a boring, defensive match where the players are aimlessly passing the ball to each　other.

Sadly, n ot all the action always takes place on the ground. All too frequently, there　is action in the stands, too. Football supporters, most of whom declare their loyalty by　wearing their team’s colours, in the form of shirts, are not known for their quiet　behaviour. They are often very noisy, shouting noisy encouragement to their team and　singing deafening songs.

There is much rivalry between supporters. Mostly, this is good-natured, but trouble　can easily arise. Fans get angry if they feel that a referee has made a wrong decision,　perhaps giving one of their team a red or yellow card unfairly, or perhaps failing to　notice a foul (犯规) committed by a member of the other team.

When trouble breaks out in a football crowd, it can be difficult to control. Stadium　officials often seat the opposing fans in separate parts of the ground as a precaution　against fighting. However, preventing trouble is more difficult outside the ground. In the　worst cases, riot police have to be called in.

Unfortunately, there are some fans who enjoy this violent aspect of football. These　football hooligans (流氓) really enjoy a running battle with the police, and call up oth er　people to throw stones and bottles at them. They regard football not as a sport, but as an　excuse for troublemaking. Inevitably, their behaviour spoils the reputation of the game.

36.The qualifying rounds are played to _______.

A.attract soccer fans　　B.select the best teams for the next rounds

C.raise funds for the organizers　　D.decide which players are the best

37.What do the football fans hope to see?

A.A home game.　　B.A defensive game.　　C.An evenly matched game.　　D.An exciting game.

38.Fans get angry when they think _______.

A.the referee is unfair　　B.their team is losing　　C.their team is not playing well　　D.there is an intentional foul

39.Riot police are called in _______.

A.to separate the opposing fans inside the ground　　B.as a precaution against trouble inside the ground

C.to stop fighting occurring outside the ground　　D.as a precaution against fighting outside the ground

40.It is implied in the last paragraph that _______.

A.football fans enjoy spoiling games　　B.football hooligans are crazy about the games

C.football can be an excuse for troublemak ing　D.football has a poor reputation

Passage Three

Our sense of smell, which we normally take for granted, is nowadays being　increasingly used for purposes which might surprise us if we were aware of them. One　area in which smells are created to achieve particular results is marketing. For some　time manufacturers have taken advantage of our sense of smell with regard to household　goods. Millions of dollars are spent on product research in the hunt for the right smell as　it is believed perfume influences the way consumers perceive a brand. In a survey in the　United States, when people were asked what was the most important factor in their　choice of detergent (洗衣粉), smell was rated highly, above ingredients and price.

Now stores are becoming even more direct in their use of smell. The smell of fresh　bread in a supermarket tends to encourage people to buy, and people selling their houses　are recommended to have coffee being heated when potential buyers arrive. Suddenly　smell is becoming big business. One company specializing in the use of smells to attract　customers now has many large stores on its own list of customers. They find that when　pleasant smells are filtered through a store’s air conditioning system, people tend to　spend longer in the store and buy more.

Research shows that smells can increase people’s view of the value of a product. In　a test, people looked at the same types of shoes in two rooms—one filled with purified　air, the other with a smell of mixed flowers. 84% of the people preferred the shoes in the　room with the smell of flowers. In fact, many said they would be prepared to pay up to　US$10 more for a pair.

Smells also have other potential uses. Some companies are experimenting with　different smells to produce different effects in their workers according to the time of day.

For example, early in the morning they might put the smell of lemon in the air　conditioning system to wake people up. I n the middle of the morning, when the　atmosphere tends to become more tense, the smell of wood could be used to calm　people down. Before lunchtime the smell of melting butter would encourage people to　go to lunch on time. After lunch, when people often begin to lose concentration, the　smell of mint (薄荷) would increase their alertness.

41.Which is the most appropriate title for the passage?

A.How to avoid being affected by smells　　B.Using smells to influence people

C.The power of our sense of smell　　D.New smells in supermarkets

42.In the survey, when selecting detergent, people considered smell ________.

A.not important　B.as important as price

C.less important than ingredients　　D.more important than price

43.To attract more customers, some large stores ________.

A.employ a company specializing in the use of smells　　B.provide free coffee for them

C.filter purified air through air conditioning　　D.decorate themselves with fresh flowers

44.The majority of people in the test (Para. 3) preferred ________.

A.the smell of shoes to that of flowers　　B.the smell of flowers to that of shoes

C.the shoes in the room with purified air　　D.the shoes in the room with appealing smells

45.To produce a calming effect, so me companies use the smell of ________.

A.lemon B.wood　　C.melting butter D.mint

Passage Four

The First Rule of Finance is to live within your means by spending no more than　80% of your take-home pay. If you take home $100 per week, spend no more than $80.

But ever look at what people spend their money on? I have relatives and friends　deeply in debt, spending $12 for every $10 they earn instead of the $8 you know they　should be spending. When I see them, they’re proud of their new whatever. “What do　you think of my new truck?” asked one from the driver ’s seat. “Do you like my new　shoes?” asked another on high heels. “Check out my new big screen,” said a third while　holding the remote in his living room. We’ve all heard people fishing for compliments　on their new toys.

Every one of them was proud of what they’d financed. They seem to have bought it　for the purpose of being proud, of showing off, of keeping up with the Joneses. “Look at　my new…” is everybody’s favorite phrase, ev en when the object in question isn’t theirs　at all and won’t be new when they’ve finally paid for it, if they ever do.

They’re proud of being stupid. They think it’s cool to drive the financed car, wear　the financed shoes, and watch the financed TV, but to smart people, whose opinions are　the only ones we should respect, these people look dumb as rocks.

The Joneses, nine times out of 10, are financially stupid. That’s why they have all　that stuff, on borrowed money. Why try to copy them? Worse, why try to impress them?

Copy and impress smart people, the ones who own their stuff. If you want to impress　smart people, debt is the last way to go about it. Trying to impress a money-smart　person by going into debt is like trying to impress Olympic swimming champion

Michael Phelps by drowning in a pool. Michael Phelps is impressed by good swimming,　and a money-smart person by good money management.

46.According to the author, the new truck, shoes and big screen mentioned in Para. 2　are ________.

A.indicators of wealth B.necessities to the buyers　　C.just a waste of money D.examples of showing off

47.“… the object in question isn’t theirs” (Para. 2) means ________.

A.it is bought for other people　　B.it is bought with loaned money

C.it will finally be owned by the bank　　D.it will finally be owned by the buyers

48.According to the author, buying new objects on borrowed money is ________.

A.unwise B.shameful　　C.understandable D.impressive

49.“Smart people” in the last paragraph refer to ________.

A.clever businessmen　　B.people with high IQs

C.fashionable wealthy people　　D.people good at money management

50.The purpose of this passage is to ________.

A.show sympathy with poor consumers　　B.criticize consumption of luxuries

C.advise people to become money-smart　　D.persuade people to keep off fashions